Our Health Care Benefits are maintained by the Office of Risk & Benefits Management which facilitates the plan through UMR.
Employee Benefits Guide Health Benefit Plan
2026 Benefits
Monthly Premium
| Medical Coverage |
United Healthcare PPO, Maxi I, Maxi II |
MRP, Supplemental |
| Employee Only |
$95 |
$47.50 |
| Employee + Spouse |
$219 |
$109.50 |
| Employee + Child |
$162 |
$81 |
| Family |
$257 |
$128.50 |
Deductible & Medical Out-of-Pocket Maximum
Health Plan
Level |
Deductible (In-network/Out-of-network) |
Maximum Out-of-Pocket |
| Individual |
$500 |
$1,900* |
| Single + Spouse |
$1,150 |
$4,370* |
| Single + Child |
$1,000 |
$3,800* |
| Family |
$1,350 |
$4,370* |
| Out-of-Network |
* Out-of-network coverage above “usual, customary, & reasonable” (as defined by the plan) do not track towards out of pocket maximum |
Co-Pay Prescription Drug
| Delivery Method |
Generic |
Brand - Single Source;
Multi-Source (no sub) |
Brand - Multi-Source |
Specialty Drug |
Retail Pickup
(30 day price) |
$12 |
$25 |
$60 |
$200 |
Express Scripts Mail
(90 day price) |
$15 |
$27 |
$54 |
$150 |
Co-Pay Emergency Room Visit
$250 Copay + Deductible
Care Provider Information
General Information
For more information, visit our care providers:
- Network: ICC Health Plan moved from a Carle Health exclusive PPO to a UnitedHealthcare (UHC) PPO, administered by UMR on January 1, 2026.
- Provider Access: All UHC providers and hospitals are in-network. Locally, this brings OSF into the network along with Carle and Springfield Clinic. Teladoc Health is also available for select online services.
- Plan Administrator: Consociate will no longer be our plan administrator; UMR will administer the plan effective January 1, 2026.
Online Access
Employees can manage their health benefits anytime using the UMR website and mobile app. By signing in at umr.com, staff can check what services are covered, review claims, see what they owe, find in-network providers, access health resources, and view or print a digital ID card. The UMR mobile app offers the same tools on a smartphone, including quick access to plan details, copays, claims, and member support—making it easy to stay informed at work or on the go.
Access links:
Provider Search
Find a Doctor
- When searching Medical providers: select Employer and Individual Plans/Choice Plus
- When searching Dental providers: select Employer and Individual Plans/UnitedHealthcare Dental PPO
Claims
For the quickest filing, we recommend submitting claims to UMR via the online tool. To do so, sign in to your member account at umr.com. Hover your mouse over Claims and select Submit a claim. On the next screen, select Submit an online claim.
You can also submit your claim from the UMR app, faxing it to (855) 444-2896, or mailing to UMR, P.O. Box 30541, Salt Lake City, UT 84130-0541.
Download UMR Claim Form
For charges incurred before January 1, 2026, please use the Consociate claim form and submit to Consociate.
Risk & Benefits Management
(309) 694-5398
benefits@icc.edu
Mon-Fri: 8 am - 4:30 pm
East Peoria Campus, Academic Building, 236A
DeductibleIndividual